Your money,
finally in one place.
Funds, stocks, EPF, NPS, loans — and whether you’ll retire OK. Without telling us who you are.
No sign-up. No PAN. Nothing leaves your device unless you say so.
Assets ₹1.51Cr — Loans ₹27L
This is sample data — yours stays on your device.
What you can do with SwayamDhan today.
Self-service portfolio
Add family members, accounts, and holdings yourself — or bulk-import them from a CSV.
India capital-gains tax view
LTCG/STCG classification, an estimated tax at today's rates, and a tax-efficient sell order.
Will I retire OK?
Three sliders, one honest answer — full deterministic and Monte Carlo detail for the curious.
Family Wealth Advisor
Deploy-cash guidance, an SIP planner, and a fund consolidation map, tailored to your household.
Ask AI
A natural-language assistant that answers questions against your own plan and data — nothing more.
“Markets can take money away overnight. Discipline cannot.”
SwayamDhan was built after a 2001 lesson that cost half a portfolio overnight — and friends who earned well but never planned.
Read the full storyPrivate by default.
- Passwords are hashed with bcrypt; sessions use short-lived, signed JWTs - never stored in plaintext.
- Every household's data is isolated. Access checks run on every single request, not just at login.
- The Ask-AI feature calls the AI provider server-side only - your browser never talks to it directly.
- Your data is stored to build your own portfolio view. It is never sold, and never used to train anything.
Ready to start your financial journey?
No signup form. No credit card. Your data stays yours.